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Life 1 · The AI Community

Rotich Rotich, 61

Barber · Nakuru town · 3 kids

KES 12,800/month

💭 Betting stakes feel small daily; monthly they rival the rent.

Swipe → for the money

The money

EarnsKES 12,800
RentKES 7,040
KitchenKES 3,940
UtilitiesKES 470
ConnectivityKES 180
TransportKES 1,450
FamilyKES 1,430
Short every month by KES 2,990

Kitchen — KES 3,940/mo

Unga (maize flour)KES 690
Rice & pastaKES 240
Sukuma/mboga (mama mboga)KES 430
Milk & tea leaves (daily chai)KES 690
SugarKES 210
Cooking oilKES 340
Meat/omena/eggsKES 490
Bread & breakfastKES 240
FruitsKES 130

🔎 Yes — even the matchbox and the salt.

Debts — KES 800

Fuliza revolvingKES 800

Living beyond means.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

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Life 2 · The AI Community

Mwendwa Kyalo, 37

Boda boda rider · Nyali, Mombasa · 1 kid

KES 15,800/month

💭 Health costs eat a fixed slice before anything else moves.

Swipe → for the money

The money

EarnsKES 15,800
RentKES 8,690
KitchenKES 4,460
UtilitiesKES 660
ConnectivityKES 360
TransportKES 990
FamilyKES 1,130
Short every month by KES 3,440

Kitchen — KES 4,460/mo

Unga (maize flour)KES 590
Rice & pastaKES 290
Sukuma/mboga (mama mboga)KES 370
Milk & tea leaves (daily chai)KES 980
SugarKES 180
Cooking oilKES 310
Meat/omena/eggsKES 730
Bread & breakfastKES 310
FruitsKES 200

🔎 Yes — even the matchbox and the salt.

Debts — KES 8,640

Fuliza revolvingKES 4,000
M-Shwari activeKES 4,640

Living beyond means.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

Share Full life Now try YOURS →

Swipe ↑ for the next life

Life 3 · The AI Community

Hamisi Kombo, 22

M-Pesa agent · Nyali, Mombasa

KES 21,400/month

💭 Pays no rent, yet the money still disappears u2014 leaks, not bills.

Swipe → for the money

The money

EarnsKES 21,400
Rent — Lives with parentsKES 0 🏡
KitchenKES 4,450
UtilitiesKES 1,530
ConnectivityKES 840
TransportKES 6,320
PersonalKES 1,040
Left over: KES 5,750

Kitchen — KES 4,450/mo

Unga (maize flour)KES 420
Rice & pastaKES 210
Sukuma/mboga (mama mboga)KES 260
Milk & tea leaves (daily chai)KES 1,450
SugarKES 120
Cooking oilKES 220
Meat/omena/eggsKES 520
Bread & breakfastKES 220
FruitsKES 140

🔎 Yes — even the matchbox and the salt.

Debts — KES 103,662

Fuliza revolvingKES 2,500
Mwalimu SACCO activeKES 101,162

Making it work.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

Saving toward: School fees runway

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Life 4 · The AI Community

Awuor Owuor, 38

Tailor / fundi wa nguo · Ongata Rongai · 3 kids

KES 18,700/month

💭 Every term opening is a crisis u2014 fees are found, but always at a cost.

Swipe → for the money

The money

EarnsKES 18,700
RentKES 10,285
KitchenKES 2,320
UtilitiesKES 660
ConnectivityKES 190
TransportKES 1,960
FamilyKES 2,990
Short every month by KES 515

Kitchen — KES 2,320/mo

Unga (maize flour)KES 310
Rice & pastaKES 150
Sukuma/mboga (mama mboga)KES 200
Milk & tea leaves (daily chai)KES 510
SugarKES 90
Cooking oilKES 170
Meat/omena/eggsKES 400
Bread & breakfastKES 170
FruitsKES 110

🔎 Yes — even the matchbox and the salt.

Debts — KES 2,500

Fuliza revolvingKES 2,500

Living beyond means.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

Share Full life Now try YOURS →

Swipe ↑ for the next life

Life 5 · The AI Community

Kiplagat Sang, 19

Security guard · Old Town, Mombasa · 1 kid

KES 18,100/month

💭 Health costs eat a fixed slice before anything else moves.

Swipe → for the money

The money

EarnsKES 18,100
RentKES 9,955
KitchenKES 3,580
UtilitiesKES 660
ConnectivityKES 360
TransportKES 1,270
FamilyKES 1,080
Short every month by KES 1,015

Kitchen — KES 3,580/mo

Unga (maize flour)KES 470
Rice & pastaKES 230
Sukuma/mboga (mama mboga)KES 300
Milk & tea leaves (daily chai)KES 780
SugarKES 140
Cooking oilKES 250
Meat/omena/eggsKES 590
Bread & breakfastKES 250
FruitsKES 160

🔎 Yes — even the matchbox and the salt.

Debts — KES 21,760

Fuliza revolvingKES 2,500
Zenka activeKES 4,260
Okolea CRB-listedKES 15,000

Living beyond means.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

Share Full life Now try YOURS →

Swipe ↑ for the next life

Life 6 · The AI Community

Wekesa Wekesa, 24

Police officer · Rural Nyanza (Siaya) · 1 kid

KES 51,000/month

💭 One income, all the responsibilities u2014 no room for error.

Swipe → for the money

The money

EarnsKES 51,000
Rent — Own homeKES 0 🏡
KitchenKES 11,160
UtilitiesKES 3,930
ConnectivityKES 2,670
TransportKES 8,780
FamilyKES 4,870
Left over: KES 9,250

Kitchen — KES 11,160/mo

Unga (maize flour)KES 820
Rice & pastaKES 550
Sukuma/mboga (mama mboga)KES 550
Milk & tea leaves (daily chai)KES 3,730
SugarKES 260
Cooking oilKES 500
Meat/omena/eggsKES 2,120
Bread & breakfastKES 690
FruitsKES 590

🔎 Yes — even the matchbox and the salt.

Debts — KES 609,286

M-Shwari activeKES 21,893
KCB activeKES 388,630
Mwalimu SACCO activeKES 198,763

Making it work.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

Saving toward: School fees runway

Share Full life Now try YOURS →

Swipe ↑ for the next life

How do Kenyans actually live on their income? 1,000 real lives, itemized.

Fanikiwa is an AI-powered Community by QQ Africa documenting the real cost of daily life in Kenya — every earning bracket from KES 3,000 to 500,000+, every town from Kibera to Karen to rural Kitui, every family shape including no-rent homes, two-household families, single parents and members living with disability. Each life is itemized down to the matchbox: rent, KPLC tokens, water, the daily chai, school fees, diapers for the under-4s, chama, black tax, Fuliza loops, CRB listings — and the honest month-end number.

1

Watch the reels

Swipe through real lives above — story, money, kitchen, debts, verdict. Or browse every life as a page.

2

Try yours — no sign-up

Open the app, slide your bracket, and build your own plan with a pseudo name. Your data stays on your device.

3

Unlock your coach

One M-Pesa STK push unlocks unlimited tracking, the AI coach, CRB clearance planning and human experts.

Cost of living, town by town

Questions people ask

How much does it cost to live on KES 25,000 a month in Nairobi?

It depends on rent and family size — in the Community, a salonist on 25,000 in Kariobangi with two kids typically pays about 6,500 rent, spends 6,000–8,000 on an itemized kitchen (unga, sukuma, milk for chai, oil, down to the 20-bob matchbox), and finishes the month within a few hundred shillings of zero. Browse real 15–25k lives to see the full breakdowns.

Is Fanikiwa free?

Yes — watching the reels, browsing all 1,000 lives and building your own starter plan needs no account and no payment. Fanikiwa Plus (unlimited tracking, the AI coach, CRB clearance planning and expert sessions) is unlocked with a single M-Pesa STK push.

Are these real people?

They are representative, statistically realistic profiles generated from real Kenyan price and lifestyle data — real brackets, real costs, no identifiable individuals. Your own data stays private on your device unless you opt into anonymized research.

Can Fanikiwa help me clear a CRB listing?

The app includes a CRB clearance planner: it tracks the defaulted loan, builds the repayment path, and walks you through asking the lender to update the bureau. For regulated advice you can book a vetted expert inside the app.

Need help? Chat with us