Privacy & Consent

Your data is yours. The Fanikiwa app keeps your numbers on your own device — nothing you type in the budget tool is uploaded unless you explicitly opt in. Inside the app you choose, before anything is saved, whether your anonymized figures may join community research or whether you are just browsing privately; you can change that choice any time in the app’s privacy settings. Visitors under 18 are always kept in private mode.

Payments are processed by Safaricom M-Pesa through our WooCommerce checkout; we receive the payment confirmation, never your M-Pesa PIN. Community life pages on this site are representative, generated profiles — they describe brackets, not identifiable people.

Fanikiwa is money coaching for Kenya, Africa and beyond — not licensed financial, tax or legal advice. © QQ Africa · Nairobi.