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Life 1 · The AI Community

Kirimi Gitonga, 33

Clinical officer · Nyali, Mombasa · 1 kid

KES 70,300/month

💭 Caring for a parent/child limits working hours and doubles costs.

Swipe → for the money

The money

EarnsKES 70,300
RentKES 38,665
KitchenKES 5,360
UtilitiesKES 2,080
ConnectivityKES 950
TransportKES 4,200
FamilyKES 7,300
Left over: KES 385

Kitchen — KES 5,360/mo

Unga (maize flour)KES 470
Rice & pastaKES 320
Sukuma/mboga (mama mboga)KES 320
Milk & tea leaves (daily chai)KES 1,330
SugarKES 150
Cooking oilKES 290
Meat/omena/eggsKES 1,230
Bread & breakfastKES 400
FruitsKES 340

🔎 Yes — even the matchbox and the salt.

Life 2 · The AI Community

Saumu Suleiman, 40

Nurse · Kakamega town · 3 kids

KES 59,800/month

💭 Every term opening is a crisis u2014 fees are found, but always at a cost.

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The money

EarnsKES 59,800
RentKES 9,800
KitchenKES 18,220
UtilitiesKES 4,290
ConnectivityKES 1,960
TransportKES 6,530
FamilyKES 14,190
Short every month by KES 2,930

Kitchen — KES 18,220/mo

Unga (maize flour)KES 1,690
Rice & pastaKES 1,140
Sukuma/mboga (mama mboga)KES 1,140
Milk & tea leaves (daily chai)KES 4,520
SugarKES 540
Cooking oilKES 1,030
Meat/omena/eggsKES 4,360
Bread & breakfastKES 1,410
FruitsKES 1,220

🔎 Yes — even the matchbox and the salt.

Living beyond means.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

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Life 3 · The AI Community

Rotich Koech, 53

Street hawker · Kibera, Nairobi · 3 kids

KES 14,500/month

💭 Every term opening is a crisis u2014 fees are found, but always at a cost.

Swipe → for the money

The money

EarnsKES 14,500
RentKES 3,700
KitchenKES 3,880
UtilitiesKES 670
ConnectivityKES 270
TransportKES 1,580
FamilyKES 2,070
Left over: KES 1,520

Kitchen — KES 3,880/mo

Unga (maize flour)KES 680
Rice & pastaKES 240
Sukuma/mboga (mama mboga)KES 420
Milk & tea leaves (daily chai)KES 680
SugarKES 210
Cooking oilKES 340
Meat/omena/eggsKES 490
Bread & breakfastKES 240
FruitsKES 130

🔎 Yes — even the matchbox and the salt.

Making it work.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

Saving toward: Build upcountry house

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Life 4 · The AI Community

Wanjiku Mwangi, 60

Mjengo (construction) worker · Garissa town · 2 kids

KES 18,000/month

💭 Every term opening is a crisis u2014 fees are found, but always at a cost.

Swipe → for the money

The money

EarnsKES 18,000
RentKES 7,000
KitchenKES 4,610
UtilitiesKES 660
ConnectivityKES 360
TransportKES 2,140
FamilyKES 2,060
Left over: KES 50

Kitchen — KES 4,610/mo

Unga (maize flour)KES 620
Rice & pastaKES 310
Sukuma/mboga (mama mboga)KES 390
Milk & tea leaves (daily chai)KES 1,020
SugarKES 190
Cooking oilKES 330
Meat/omena/eggsKES 780
Bread & breakfastKES 330
FruitsKES 210

🔎 Yes — even the matchbox and the salt.

Debts — KES 52,093

Unaitas activeKES 52,093

Making it work.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

Saving toward: Business capital

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Life 5 · The AI Community

Wafula Barasa, 46

Smallholder farmer · Rural Western (Bungoma) · 4 kids

KES 22,300/month

💭 Every term opening is a crisis u2014 fees are found, but always at a cost.

Swipe → for the money

The money

EarnsKES 22,300
Rent — Employer housing/staff quartersKES 0 🏡
KitchenKES 6,540
UtilitiesKES 300
ConnectivityKES 490
TransportKES 2,630
FamilyKES 5,540
Left over: KES 4,540

Kitchen — KES 6,540/mo

Unga (maize flour)KES 910
Rice & pastaKES 450
Sukuma/mboga (mama mboga)KES 580
Milk & tea leaves (daily chai)KES 1,430
SugarKES 280
Cooking oilKES 490
Meat/omena/eggsKES 1,140
Bread & breakfastKES 490
FruitsKES 310

🔎 Yes — even the matchbox and the salt.

Debts — KES 800

Fuliza revolvingKES 800

Life 6 · The AI Community

Ondieki Bosire, 57

Office cleaner · Rural Eastern (Kitui) · 2 kids

KES 13,300/month

💭 Sends money home every month without fail; own savings keep stalling.

Swipe → for the money

The money

EarnsKES 13,300
Rent — Own homeKES 0 🏡
KitchenKES 4,720
UtilitiesKES 530
ConnectivityKES 420
TransportKES 2,430
FamilyKES 2,400
Short every month by KES 1,670

Kitchen — KES 4,720/mo

Unga (maize flour)KES 720
Rice & pastaKES 250
Sukuma/mboga (mama mboga)KES 440
Milk & tea leaves (daily chai)KES 1,050
SugarKES 220
Cooking oilKES 360
Meat/omena/eggsKES 510
Bread & breakfastKES 250
FruitsKES 130

🔎 Yes — even the matchbox and the salt.

Debts — KES 5,115

M-Shwari activeKES 5,115

Living beyond means.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

Share Full life Now try YOURS →

Swipe ↑ for the next life

How do Kenyans actually live on their income? 1,000 real lives, itemized.

Fanikiwa is an AI-powered Community by QQ Africa documenting the real cost of daily life in Kenya — every earning bracket from KES 3,000 to 500,000+, every town from Kibera to Karen to rural Kitui, every family shape including no-rent homes, two-household families, single parents and members living with disability. Each life is itemized down to the matchbox: rent, KPLC tokens, water, the daily chai, school fees, diapers for the under-4s, chama, black tax, Fuliza loops, CRB listings — and the honest month-end number.

1

Watch the reels

Swipe through real lives above — story, money, kitchen, debts, verdict. Or browse every life as a page.

2

Try yours — no sign-up

Open the app, slide your bracket, and build your own plan with a pseudo name. Your data stays on your device.

3

Unlock your coach

One M-Pesa STK push unlocks unlimited tracking, the AI coach, CRB clearance planning and human experts.

Cost of living, town by town

Questions people ask

How much does it cost to live on KES 25,000 a month in Nairobi?

It depends on rent and family size — in the Community, a salonist on 25,000 in Kariobangi with two kids typically pays about 6,500 rent, spends 6,000–8,000 on an itemized kitchen (unga, sukuma, milk for chai, oil, down to the 20-bob matchbox), and finishes the month within a few hundred shillings of zero. Browse real 15–25k lives to see the full breakdowns.

Is Fanikiwa free?

Yes — watching the reels, browsing all 1,000 lives and building your own starter plan needs no account and no payment. Fanikiwa Plus (unlimited tracking, the AI coach, CRB clearance planning and expert sessions) is unlocked with a single M-Pesa STK push.

Are these real people?

They are representative, statistically realistic profiles generated from real Kenyan price and lifestyle data — real brackets, real costs, no identifiable individuals. Your own data stays private on your device unless you opt into anonymized research.

Can Fanikiwa help me clear a CRB listing?

The app includes a CRB clearance planner: it tracks the defaulted loan, builds the repayment path, and walks you through asking the lender to update the bureau. For regulated advice you can book a vetted expert inside the app.

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