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Life 1 · The AI Community

Rashid Suleiman, 47

Salonist / hairdresser · Kisumu town · 5 kids

KES 17,900/month

💭 Committed to two chamas; contributions compete with essentials.

Swipe → for the money

The money

EarnsKES 17,900
RentKES 9,845
KitchenKES 3,510
UtilitiesKES 660
ConnectivityKES 190
TransportKES 1,260
FamilyKES 4,950
Short every month by KES 4,245

Kitchen — KES 3,510/mo

Unga (maize flour)KES 490
Rice & pastaKES 240
Sukuma/mboga (mama mboga)KES 310
Milk & tea leaves (daily chai)KES 770
SugarKES 150
Cooking oilKES 260
Meat/omena/eggsKES 620
Bread & breakfastKES 260
FruitsKES 170

🔎 Yes — even the matchbox and the salt.

Living beyond means.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

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Life 2 · The AI Community

Kirimi Mutuma, 32

Matatu tout/driver · Rural Rift (Bomet) · 1 kid

KES 23,800/month

💭 One income, all the responsibilities u2014 no room for error.

Swipe → for the money

The money

EarnsKES 23,800
Rent — Employer housing/staff quartersKES 0 🏡
KitchenKES 6,680
UtilitiesKES 150
ConnectivityKES 1,090
TransportKES 4,470
FamilyKES 3,380
Left over: KES 2,560

Kitchen — KES 6,680/mo

Unga (maize flour)KES 730
Rice & pastaKES 360
Sukuma/mboga (mama mboga)KES 460
Milk & tea leaves (daily chai)KES 1,990
SugarKES 220
Cooking oilKES 390
Meat/omena/eggsKES 920
Bread & breakfastKES 390
FruitsKES 250

🔎 Yes — even the matchbox and the salt.

Debts — KES 109,098

Mwalimu SACCO activeKES 109,098

Life 3 · The AI Community

Rotich Koech, 53

Street hawker · Kibera, Nairobi · 3 kids

KES 14,500/month

💭 Every term opening is a crisis u2014 fees are found, but always at a cost.

Swipe → for the money

The money

EarnsKES 14,500
RentKES 3,700
KitchenKES 3,880
UtilitiesKES 670
ConnectivityKES 270
TransportKES 1,580
FamilyKES 2,070
Left over: KES 1,520

Kitchen — KES 3,880/mo

Unga (maize flour)KES 680
Rice & pastaKES 240
Sukuma/mboga (mama mboga)KES 420
Milk & tea leaves (daily chai)KES 680
SugarKES 210
Cooking oilKES 340
Meat/omena/eggsKES 490
Bread & breakfastKES 240
FruitsKES 130

🔎 Yes — even the matchbox and the salt.

Making it work.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

Saving toward: Build upcountry house

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Life 4 · The AI Community

Gitonga Gitonga, 51

Civil servant (county/national) · Rural Coast (Kilifi) · 4 kids

KES 68,100/month

💭 Every term opening is a crisis u2014 fees are found, but always at a cost.

Swipe → for the money

The money

EarnsKES 68,100
Rent — Own homeKES 0 🏡
KitchenKES 16,160
UtilitiesKES 2,120
ConnectivityKES 1,440
TransportKES 7,930
FamilyKES 17,230
Left over: KES 17,570

Kitchen — KES 16,160/mo

Unga (maize flour)KES 1,390
Rice & pastaKES 940
Sukuma/mboga (mama mboga)KES 940
Milk & tea leaves (daily chai)KES 4,760
SugarKES 440
Cooking oilKES 850
Meat/omena/eggsKES 3,590
Bread & breakfastKES 1,160
FruitsKES 1,010

🔎 Yes — even the matchbox and the salt.

Life 5 · The AI Community

Hamisi Kombo, 38

Office cleaner · Thika town · 2 kids

KES 12,600/month

💭 Fuliza swallows the float every mid-month u2014 payday clears it, then the cycle restarts.

Swipe → for the money

The money

EarnsKES 12,600
RentKES 6,930
KitchenKES 1,820
UtilitiesKES 470
ConnectivityKES 180
TransportKES 1,810
FamilyKES 1,080
Left over: KES 50

Kitchen — KES 1,820/mo

Unga (maize flour)KES 320
Rice & pastaKES 100
Sukuma/mboga (mama mboga)KES 190
Milk & tea leaves (daily chai)KES 320
SugarKES 90
Cooking oilKES 150
Meat/omena/eggsKES 220
Bread & breakfastKES 100
FruitsKES 50

🔎 Yes — even the matchbox and the salt.

Debts — KES 6,909

Fuliza revolvingKES 800
M-Shwari activeKES 6,109

Making it work.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

Saving toward: Car

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Life 6 · The AI Community

Nekesa Juma, 28

Street hawker · Kakamega town

KES 10,100/month

💭 Sends money home every month without fail; own savings keep stalling.

Swipe → for the money

The money

EarnsKES 10,100
RentKES 5,555
KitchenKES 1,550
UtilitiesKES 470
ConnectivityKES 180
TransportKES 1,090
PersonalKES 160
Left over: KES 5

Kitchen — KES 1,550/mo

Unga (maize flour)KES 240
Rice & pastaKES 80
Sukuma/mboga (mama mboga)KES 150
Milk & tea leaves (daily chai)KES 260
SugarKES 70
Cooking oilKES 120
Meat/omena/eggsKES 170
Bread & breakfastKES 80
FruitsKES 40

🔎 Yes — even the matchbox and the salt.

Making it work.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

Saving toward: Build upcountry house

Share Full life Now try YOURS →

Swipe ↑ for the next life

How do Kenyans actually live on their income? 1,000 real lives, itemized.

Fanikiwa is an AI-powered Community by QQ Africa documenting the real cost of daily life in Kenya — every earning bracket from KES 3,000 to 500,000+, every town from Kibera to Karen to rural Kitui, every family shape including no-rent homes, two-household families, single parents and members living with disability. Each life is itemized down to the matchbox: rent, KPLC tokens, water, the daily chai, school fees, diapers for the under-4s, chama, black tax, Fuliza loops, CRB listings — and the honest month-end number.

1

Watch the reels

Swipe through real lives above — story, money, kitchen, debts, verdict. Or browse every life as a page.

2

Try yours — no sign-up

Open the app, slide your bracket, and build your own plan with a pseudo name. Your data stays on your device.

3

Unlock your coach

One M-Pesa STK push unlocks unlimited tracking, the AI coach, CRB clearance planning and human experts.

Cost of living, town by town

Questions people ask

How much does it cost to live on KES 25,000 a month in Nairobi?

It depends on rent and family size — in the Community, a salonist on 25,000 in Kariobangi with two kids typically pays about 6,500 rent, spends 6,000–8,000 on an itemized kitchen (unga, sukuma, milk for chai, oil, down to the 20-bob matchbox), and finishes the month within a few hundred shillings of zero. Browse real 15–25k lives to see the full breakdowns.

Is Fanikiwa free?

Yes — watching the reels, browsing all 1,000 lives and building your own starter plan needs no account and no payment. Fanikiwa Plus (unlimited tracking, the AI coach, CRB clearance planning and expert sessions) is unlocked with a single M-Pesa STK push.

Are these real people?

They are representative, statistically realistic profiles generated from real Kenyan price and lifestyle data — real brackets, real costs, no identifiable individuals. Your own data stays private on your device unless you opt into anonymized research.

Can Fanikiwa help me clear a CRB listing?

The app includes a CRB clearance planner: it tracks the defaulted loan, builds the repayment path, and walks you through asking the lender to update the bureau. For regulated advice you can book a vetted expert inside the app.

Need help? Chat with us