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How Wanyonyi Shikuku, a duka/shop owner in Nyali, Mombasa, lives on KES 31,100 a month
Wanyonyi Shikuku, 42 — Duka/shop owner in Nyali, Mombasa, raising 4 children.
Every term opening is a crisis — fees are found, but always at a cost.
Earns: KES 31,100 per month. Housing: KES 17,105 rent.
Kitchen — KES 6,950/month
| Unga (maize flour) | KES 970 |
| Rice & pasta | KES 480 |
| Sukuma/mboga (mama mboga) | KES 610 |
| Milk & tea leaves (daily chai) | KES 1,530 |
| Sugar | KES 290 |
| Cooking oil | KES 520 |
| Meat/omena/eggs | KES 1,210 |
| Bread & breakfast | KES 520 |
| Fruits | KES 330 |
| Salt | KES 30 |
| Matchbox | KES 20 |
| Spices & royco | KES 40 |
| Gas refill (6kg cycle) | KES 400 |
Utilities — KES 790/month
| KPLC tokens | KES 460 |
| Water bill | KES 250 |
| Garbage collection | KES 80 |
Connectivity — KES 440/month
| Airtime & okoa | KES 190 |
| Data bundles | KES 250 |
Transport — KES 4,590/month
| Matatu/boda fares | KES 3,320 |
| Kids school transport | KES 1,270 |
Family — KES 4,880/month
| Diapers & baby care (under-4s) | KES 2,120 |
| School fees (2 kids, public + extras) | KES 1,870 |
| Uniforms, books & school snacks | KES 380 |
| Kids clothes & shoes (mitumba cycle) | KES 510 |
Personal — KES 540/month
| Barber | KES 80 |
| Clothes & shoes (mitumba) | KES 290 |
| Toiletries & grooming | KES 170 |
Health — KES 360/month
| SHIF/NHIF | KES 360 |
Social — KES 1,190/month
| Church/Mosque offering & harambee | KES 390 |
| Black tax (money home) | KES 800 |
Short every month by KES 5,745.
- Tap Kitchen → it accounts even the 20-bob matchbox and the salt.
- The daily chai habit is itemized: ~1,530/mo on milk & tea leaves alone.
Home setup: family bed + decker bed for the kids.
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A member of the Fanikiwa AI Community — 1,000 real Kenyan lives, itemized down to the matchbox. Figures are representative community data. Fanikiwa is money coaching for Kenya, Africa and beyond — not licensed financial, tax or legal advice.
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