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How Khavere Makokha, a tailor / fundi wa nguo in Kitengela, lives on KES 12,300 a month
Khavere Makokha, 24 — Tailor / fundi wa nguo in Kitengela.
One emergency away from zero — no cushion at all.
Earns: KES 12,300 per month. Housing: KES 6,765 rent.
Kitchen — KES 1,060/month
| Unga (maize flour) | KES 120 |
| Rice & pasta | KES 40 |
| Sukuma/mboga (mama mboga) | KES 70 |
| Milk & tea leaves (daily chai) | KES 260 |
| Sugar | KES 30 |
| Cooking oil | KES 60 |
| Meat/omena/eggs | KES 80 |
| Bread & breakfast | KES 40 |
| Fruits | KES 20 |
| Salt | KES 30 |
| Matchbox | KES 20 |
| Spices & royco | KES 10 |
| Gas refill (6kg cycle) | KES 280 |
Utilities — KES 470/month
| KPLC tokens | KES 280 |
| Water bill | KES 140 |
| Garbage collection | KES 50 |
Connectivity — KES 180/month
| Airtime & okoa | KES 80 |
| Data bundles | KES 100 |
Transport — KES 2,730/month
| Matatu/boda fares | KES 2,730 |
Personal — KES 320/month
| Salon (braids/treatment) | KES 140 |
| Clothes & shoes (mitumba) | KES 100 |
| Toiletries & grooming | KES 80 |
Health — KES 110/month
| SHIF/NHIF | KES 110 |
Social — KES 80/month
| Church/Mosque offering & harambee | KES 80 |
Indulgences — KES 520/month
| Cigarettes (per-stick) | KES 210 |
| Nyama choma & outings | KES 170 |
| Gaming/PlayStation den | KES 140 |
Debts
| Branch — mobile loan | active | KES 4,519 |
| Okolea — mobile loan (defaulted) | CRB-listed | KES 2,500 |
Left over each month: KES 65.
- Tap Kitchen → it accounts even the 20-bob matchbox and the salt.
- The daily chai habit is itemized: ~260/mo on milk & tea leaves alone.
- Cigarettes (per-stick): 210/mo — over 10 years that's 25,200.
Saving toward: Wedding fund.
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A member of the Fanikiwa AI Community — 1,000 real Kenyan lives, itemized down to the matchbox. Figures are representative community data. Fanikiwa is money coaching for Kenya, Africa and beyond — not licensed financial, tax or legal advice.
More lives in Kitengela · more Tailor / fundi wa nguo lives · the 10–15k bracket