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How Omondi Oloo, a boda boda rider in Old Town, Mombasa, lives on KES 23,700 a month
Omondi Oloo, 20 — Boda boda rider in Old Town, Mombasa.
Health costs eat a fixed slice before anything else moves.
Earns: KES 23,700 per month. Housing: KES 8,900 rent.
Kitchen — KES 3,620/month
| Unga (maize flour) | KES 340 |
| Rice & pasta | KES 170 |
| Sukuma/mboga (mama mboga) | KES 210 |
| Milk & tea leaves (daily chai) | KES 1,180 |
| Sugar | KES 100 |
| Cooking oil | KES 180 |
| Meat/omena/eggs | KES 420 |
| Bread & breakfast | KES 180 |
| Fruits | KES 110 |
| Salt | KES 30 |
| Matchbox | KES 20 |
| Spices & royco | KES 60 |
| Gas refill (6kg cycle) | KES 620 |
Utilities — KES 1,240/month
| KPLC tokens | KES 720 |
| Water bill | KES 390 |
| Garbage collection | KES 130 |
Connectivity — KES 680/month
| Airtime & okoa | KES 290 |
| Data bundles | KES 390 |
Transport — KES 2,810/month
| Fuel & bike/vehicle upkeep | KES 2,810 |
Personal — KES 850/month
| Barber | KES 130 |
| Clothes & shoes (mitumba) | KES 460 |
| Toiletries & grooming | KES 260 |
Health — KES 1,210/month
| SHIF/NHIF | KES 420 |
| Manages asthma care | KES 790 |
Social — KES 1,110/month
| Church/Mosque offering & harambee | KES 460 |
| Chama contribution | KES 650 |
Indulgences — KES 1,970/month
| Beer — local joint (@~250) | KES 1,970 |
Debts
| Fuliza — overdraft | revolving | KES 2,500 |
| Okolea — mobile loan (defaulted) | CRB-listed | KES 4,500 |
Left over each month: KES 1,310.
- Tap Kitchen → it accounts even the 20-bob matchbox and the salt.
- The daily chai habit is itemized: ~1,180/mo on milk & tea leaves alone.
- Beer — local joint (@~250): 1,970/mo — over 10 years that's 236,400.
Manages asthma — inhalers.
Saving toward: Plot deposit.
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A member of the Fanikiwa AI Community — 1,000 real Kenyan lives, itemized down to the matchbox. Figures are representative community data. Fanikiwa is money coaching for Kenya, Africa and beyond — not licensed financial, tax or legal advice.
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