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Life 1 · The AI Community

Wekesa Wekesa, 24

Police officer · Rural Nyanza (Siaya) · 1 kid

KES 51,000/month

💭 One income, all the responsibilities u2014 no room for error.

Swipe → for the money

The money

EarnsKES 51,000
Rent — Own homeKES 0 🏡
KitchenKES 11,160
UtilitiesKES 3,930
ConnectivityKES 2,670
TransportKES 8,780
FamilyKES 4,870
Left over: KES 9,250

Kitchen — KES 11,160/mo

Unga (maize flour)KES 820
Rice & pastaKES 550
Sukuma/mboga (mama mboga)KES 550
Milk & tea leaves (daily chai)KES 3,730
SugarKES 260
Cooking oilKES 500
Meat/omena/eggsKES 2,120
Bread & breakfastKES 690
FruitsKES 590

🔎 Yes — even the matchbox and the salt.

Debts — KES 609,286

M-Shwari activeKES 21,893
KCB activeKES 388,630
Mwalimu SACCO activeKES 198,763

Making it work.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

Saving toward: School fees runway

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Life 2 · The AI Community

Farah Yusuf, 29

House manager (domestic worker) · Kitengela · 1 kid

KES 6,500/month

💭 CRB-listed over an old mobile loan; locked out of new credit.

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The money

EarnsKES 6,500
RentKES 3,575
KitchenKES 2,860
UtilitiesKES 470
ConnectivityKES 180
TransportKES 2,730
FamilyKES 450
Short every month by KES 5,165

Kitchen — KES 2,860/mo

Unga (maize flour)KES 470
Rice & pastaKES 170
Sukuma/mboga (mama mboga)KES 290
Milk & tea leaves (daily chai)KES 480
SugarKES 140
Cooking oilKES 230
Meat/omena/eggsKES 340
Bread & breakfastKES 170
FruitsKES 90

🔎 Yes — even the matchbox and the salt.

Debts — KES 4,500

Okolea CRB-listedKES 4,500

Living beyond means.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

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Life 3 · The AI Community

Mwangi Karanja, 53

Mjengo (construction) worker · Machakos town · 2 kids

KES 17,000/month

💭 Sends money home every month without fail; own savings keep stalling.

Swipe → for the money

The money

EarnsKES 17,000
RentKES 8,600
KitchenKES 4,290
UtilitiesKES 660
ConnectivityKES 360
TransportKES 1,970
FamilyKES 2,000
Short every month by KES 3,470

Kitchen — KES 4,290/mo

Unga (maize flour)KES 580
Rice & pastaKES 290
Sukuma/mboga (mama mboga)KES 360
Milk & tea leaves (daily chai)KES 940
SugarKES 170
Cooking oilKES 310
Meat/omena/eggsKES 720
Bread & breakfastKES 310
FruitsKES 200

🔎 Yes — even the matchbox and the salt.

Debts — KES 31,756

Mwalimu SACCO activeKES 31,756

Living beyond means.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

Share Full life Now try YOURS →

Swipe ↑ for the next life

Life 4 · The AI Community

Mwangi Githinji, 51

Security guard · Old Town, Mombasa · 3 kids

KES 16,400/month

💭 Every term opening is a crisis u2014 fees are found, but always at a cost.

Swipe → for the money

The money

EarnsKES 16,400
RentKES 9,020
KitchenKES 2,720
UtilitiesKES 660
ConnectivityKES 190
TransportKES 1,260
FamilyKES 2,930
Short every month by KES 1,040

Kitchen — KES 2,720/mo

Unga (maize flour)KES 370
Rice & pastaKES 180
Sukuma/mboga (mama mboga)KES 230
Milk & tea leaves (daily chai)KES 600
SugarKES 110
Cooking oilKES 200
Meat/omena/eggsKES 470
Bread & breakfastKES 200
FruitsKES 120

🔎 Yes — even the matchbox and the salt.

Debts — KES 800

Fuliza revolvingKES 800

Living beyond means.

🔎 Tap Kitchen u2192 it accounts even the 20-bob matchbox and the salt.

Share Full life Now try YOURS →

Swipe ↑ for the next life

Life 5 · The AI Community

Kirimi Gitonga, 33

Clinical officer · Nyali, Mombasa · 1 kid

KES 70,300/month

💭 Caring for a parent/child limits working hours and doubles costs.

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The money

EarnsKES 70,300
RentKES 38,665
KitchenKES 5,360
UtilitiesKES 2,080
ConnectivityKES 950
TransportKES 4,200
FamilyKES 7,300
Left over: KES 385

Kitchen — KES 5,360/mo

Unga (maize flour)KES 470
Rice & pastaKES 320
Sukuma/mboga (mama mboga)KES 320
Milk & tea leaves (daily chai)KES 1,330
SugarKES 150
Cooking oilKES 290
Meat/omena/eggsKES 1,230
Bread & breakfastKES 400
FruitsKES 340

🔎 Yes — even the matchbox and the salt.

Life 6 · The AI Community

Munyao Musyoka, 31

KDF soldier · Eldoret town · 3 kids

KES 46,500/month

💭 Every term opening is a crisis u2014 fees are found, but always at a cost.

Swipe → for the money

The money

EarnsKES 46,500
RentKES 11,300
KitchenKES 9,890
UtilitiesKES 2,320
ConnectivityKES 1,050
TransportKES 5,830
FamilyKES 7,700
Left over: KES 2,300

Kitchen — KES 9,890/mo

Unga (maize flour)KES 910
Rice & pastaKES 620
Sukuma/mboga (mama mboga)KES 620
Milk & tea leaves (daily chai)KES 2,450
SugarKES 290
Cooking oilKES 560
Meat/omena/eggsKES 2,360
Bread & breakfastKES 760
FruitsKES 660

🔎 Yes — even the matchbox and the salt.

Debts — KES 166,993

Tala activeKES 17,095
Stima SACCO activeKES 149,898

How do Kenyans actually live on their income? 1,000 real lives, itemized.

Fanikiwa is an AI-powered Community by QQ Africa documenting the real cost of daily life in Kenya — every earning bracket from KES 3,000 to 500,000+, every town from Kibera to Karen to rural Kitui, every family shape including no-rent homes, two-household families, single parents and members living with disability. Each life is itemized down to the matchbox: rent, KPLC tokens, water, the daily chai, school fees, diapers for the under-4s, chama, black tax, Fuliza loops, CRB listings — and the honest month-end number.

1

Watch the reels

Swipe through real lives above — story, money, kitchen, debts, verdict. Or browse every life as a page.

2

Try yours — no sign-up

Open the app, slide your bracket, and build your own plan with a pseudo name. Your data stays on your device.

3

Unlock your coach

One M-Pesa STK push unlocks unlimited tracking, the AI coach, CRB clearance planning and human experts.

Cost of living, town by town

Questions people ask

How much does it cost to live on KES 25,000 a month in Nairobi?

It depends on rent and family size — in the Community, a salonist on 25,000 in Kariobangi with two kids typically pays about 6,500 rent, spends 6,000–8,000 on an itemized kitchen (unga, sukuma, milk for chai, oil, down to the 20-bob matchbox), and finishes the month within a few hundred shillings of zero. Browse real 15–25k lives to see the full breakdowns.

Is Fanikiwa free?

Yes — watching the reels, browsing all 1,000 lives and building your own starter plan needs no account and no payment. Fanikiwa Plus (unlimited tracking, the AI coach, CRB clearance planning and expert sessions) is unlocked with a single M-Pesa STK push.

Are these real people?

They are representative, statistically realistic profiles generated from real Kenyan price and lifestyle data — real brackets, real costs, no identifiable individuals. Your own data stays private on your device unless you opt into anonymized research.

Can Fanikiwa help me clear a CRB listing?

The app includes a CRB clearance planner: it tracks the defaulted loan, builds the repayment path, and walks you through asking the lender to update the bureau. For regulated advice you can book a vetted expert inside the app.

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